Our goal is to provide the needed financial products to help our users rebuild their credit scores. From credit cards, loans and credit builders there are many options to start your journey.
Second Chance Credit Cards
Second chance credit cards with no security deposit are an easy way to have revolving credit on your report. It allows you to receive credit without using your own money. Even if you have a bankruptcy, there is a card that fits you. Many of the cards will let you prequalify with no impact to your credit score.
Application process takes less than 5 minutes and you will see the amounts your approved for when done. Approval amounts of $300, $400, $500, $750 and $1,000 are available. 6 months of on time payments make you eligible for increases.
Second Chance Loans
We also offer second chance loans up to $10,000. You can apply for personal or payday loans both from direct lenders. Personal loans are mainly uses for consolidating debt, home improvements, vacations or expenses typically more than $1,000. Payday loans are used for emergencies up to $1,000 that are temporary.
Second Chance Bank Accounts
Apply for second chance checking with no opening deposit. If you have been denied an account because of unsettled debt with other banks, we can help. Get up to 7% cash back on qualified purchases with $200 overdraft protection. Mobile banking apps will allow you to keep up with your finances while on the go. No chexsystems verification.
Secured Credit Cards
Apply for a secured credits card with low deposit if you have been denied for an unsecured credit card. Our companies have a low deposit of $200 minimum with no credit check. Take advantage and get your credit back on track.