Get A Second Chance At Credit

If you have bad credit, it can be difficult trying to improve your score. However, it can be easier and quicker with the right programs. At CreditBono, we offer the the best tools to rebuild credit!


3 Best Second Chance Credit Cards

second chance credit card with no security deposit

Indigo® Mastercard® for Less than Perfect Credit - Rated #1

Get Pre-Qualified in Less Than a Minute. It features a $300 limit.

Pre-qualify for a card today and it will not impact your credit score.

  • Less than perfect credit is okay.
  • Mobile account access at any time.
  • Fraud protection for stolen or lost cards.
  • Account history is reported to the three major credit bureaus in the U.S.
Click Here To Apply
second chance credit card unsecured

FIT Mastercard®


The Fit Mastercard® is designed for people with less than perfect credit.

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $400.00* (Subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Checking Account Required.
credit card for bad credit

Reflex Mastercard®

The Reflex Mastercard® is designed for people with less than perfect credit.


Credit Limit Range: ($300, $500, $750, $1,000)


Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)

  • See if you’re Pre-Qualified with no impact to your credit score.
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Monthly reporting to the three major credit bureaus.
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Checking Account Required.

Tools To Rebuild Your Score

Our goal is to provide the needed financial products to help our users rebuild their credit scores. From credit cards, loans and credit builders there are many options to start your journey.

01

Second Chance Credit Cards

Second chance credit cards with no security deposit are an easy way to have revolving credit on your report. It allows you to receive credit without using your own money. Even if you have a bankruptcy, there is a card that fits you. Many of the cards will let you prequalify with no impact to your credit score.

Application process takes less than 5 minutes and you will see the amounts your approved for when done. Approval amounts of $300, $400, $500, $750 and $1,000 are available. 6 months of on time payments make you eligible for increases.

02

Second Chance Loans

We also offer second chance loans up to $10,000. You can apply for personal or payday loans both from direct lenders. Personal loans are mainly uses for consolidating debt, home improvements, vacations or expenses typically more than $1,000. Payday loans are used for emergencies up to $1,000 that are temporary.

03

Second Chance Bank Accounts

Apply for second chance checking with no opening deposit. If you have been denied an account because of unsettled debt with other banks, we can help. Get up to 7% cash back on qualified purchases with $200 overdraft protection. Mobile banking apps will allow you to keep up with your finances while on the go. No chexsystems verification.

04

Secured Credit Cards

Apply for a secured credits card with low deposit if you have been denied for an unsecured credit card. Our companies have a low deposit of $200 minimum with no credit check. Take advantage and get your credit back on track.