What Is Car Credit?
Having car credit means you financed a car before and payments have been reported to the c...
How Do I Increase My Fico 8 Score?
Your Fico 8 score is a model that determines the likelihood of you making on time payments...
What App Will Lend You $500?
There are many financial apps that will lend or advance you $500. This limit depends on yo...
Do You Need Collateral For $5,000 Loan?
Having collateral for a $5,000 loan depends on your credit. A secured loan requires collat...
How Fast Does Kikoff Build Your Credit?
Kikoff credit builder can improve your credit within 1 month. Results may vary by individu...
10 Reasons You Got Denied A Secured Credit Card
Secured credit cards are for people who have little to no credit history or in the rebuild...
What Is Ava Finance Credit Builder?
Ava Finance is financial app that helps users build credit without credit checks. You may...
Is $2000 A Good Down Payment On A Car?
Putting $2,000 down on a car is good down payment. It also depends on the overall cost of...
What Is The Average Credit Score in America?
The average credit score as the beginning of 2024 is around 711. This score may vary on di...
How Many People Have A 800 Credit Score?
Less than 1% of the U.S. population has an 800 credit score. Achieving this score means yo...
Does Selling a Financed Car Hurt Your Credit?
Selling a financed car will not hurt your credit. If the vehicle sells or is traded in, it...
Do All Credit Cards Do Hard Pulls?
You may qualify for credit cards without hard pulls during the prequalification process or...
Can You Sell A Car With A Loan?
Yes, you can sell a car that is financed with a remaining balance. You must determine the...
What Is A Brigit Credit Builder Account?
Brigit is a financial app that helps users increase their score without credit checks. The...
Do Balance Transfers Hurt Your Credit?
A balance transfer involves moving debt from one credit card or loan to another, typically...
Should I Pay Off Collections On My Credit?
Collections can negatively impact your credit score. 180 days of past due payments are the...
Is My Credit Score Good For My Age?
Your credit score depends on a number of factors. Age, payment history, utilization and ty...
Do Lenders Look At Both Spouses Credit Scores?
If you are applying jointly, lenders will look at both spouses credit scores. It can be be...
Can I Sue My Wife For Ruining My Credit?
Having joint credit with a spouse can be beneficial and detrimental. If one party misses a...
What Is A Good Credit Score On Equifax?
Good credit can be considered from 670-739 on Equifax. Your score could be higher or lower...
How Long Does A Repo Stay On Your Credit?
A car repossession whether voluntarily or involuntarily can stay on your credit history fo...
15 Ways To Get $10,000 With Bad Credit?
Having bad credit can make getting loans harder. However, it is possible to qualify for lo...
The Difference Between A Soft and Hard Inquiry?
Most soft inquiries do not affect your credit score, but a hard inquiry may be needed to f...
Will Removing Inquiries Increase Your Credit Score?
Removing inquiries from your credit history can increase your score. Learn the difference...
Why Did My Credit Score Drop 20 Points?
Your credit score may drop due to increased utilization, payoff or missed payment. There c...
How Much Down Payment On A $15,000 Car?
Banks typically want 10-20% down on the cost of a vehicle. This puts you in an equity posi...
What Is The Minimum Payment On $1,000 Credit Card?
The minimum payment on a $1,000 credit card can be as low as $20 per month. This also depe...
How Bad Is a 30 day Late Car Payment?
Being 30 days late on your car payment can result in late payment fees and a lower credit...
Does a Denied Rental Application Affect Your Credit Score?
Some landlords will pull your credit in search of evictions or collections. This is done t...
What Do I Do If I Cant Pay My Credit Card Payment?
Credit card debt can be overwhelming. If you are having trouble making a payment, there ar...