If you are interested in applying for a Target credit card, there are a few things to know before you get started. First, you need to be at least 18 years old and have a valid Social Security number. You will also need to have a checking account or savings account with an established banking history and have an annual income of at least $20,000. You can start the application process online or in person at your local Target store.
You can login to manage your account at rcam.target.com
Is the Target card debit or credit?
Target offers three different types of cards. They are debit, in store only credit and open-loop. An open loop card means it can be used anywhere mastercard is accepted.
What are the benefits of a Target credit card?
A Target credit card is a card that you can use to purchase items at the store. It has many benefits that make it worth the investment, such as free shipping on all orders and free returns. You also get access to exclusive deals and discounts, which will save you money in the long run.
What are the features of a Target credit card?
A Target credit card is a store card that can be used at Target stores and on Target.com. It is a store-branded credit card offered by Comenity Capital Bank, the bank that also offers cards for Kohl’s, JCPenney, and Sears. Target credit cards have a rewards program with tiered bonuses for every purchase of $25 or more. The bonuses are in the form of points which can be redeemed for discounts on future purchases.
What is the annual fee for a Target credit card?
The annual fee for a Target credit card is anywhere from $0 to $25. This is one of the lowest fees of any store card. You may want to take advantage of this offer, but the fee changes. If your a frequent shopper, this is one of the best store credit cards available.
Who is eligible?
Target credit cards are available for those who live in the US, have a job, and are at least 18 years old. The card is issued by TD Bank and is subject to credit approval. TD bank is an issuer for many personal and store credit cards.
Does Target Card Offer Instant Approval? Yes, you can be approved instantly. Your card will take 7-10 business days to arrive in the mail. Please make sure to verify your address before submitting your application.
Where Can I Use My Card?
You can use your card in any Target store nationwide or online at Target.com
What is the interest rate on my Target credit card?
The interest rate on your Target credit card is determined by the type of account you have. The rates for the accounts are as follows: 0% APR for 12 months on purchases and balance transfers when balance transferred within 60 days of account opening. 9.9% APR on purchases and balance transfers after the introductory period ends. The interest rate on your Target credit card is 9.9%.
What is the payment address for my Target credit card?
The payment address for your credit card can be found on the back of the card. To mail in payments P.O. Box 660170. Dallas, TX 75266-0170.
What is the credit score needed Target credit card?
The credit score needed for this card is not specified. However, must users have stated that a fair credit score is needed. 580 - 640. Your score may be higher on certain bureaus. The credit pull may depend on which state your reside in, but in most cases Equifax or Transunion.
What is the credit limit?
The limit usually ranges from $200 to $2500. Please keep in mind amounts are based on your credit history. You can increase your limit over time with on time payments.