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Credit Cards and Loans for bad, rebuilding or no credit.


3 Best Second Chance Credit Cards

second chance credit card with no security deposit

Indigo® Mastercard® for Less than Perfect Credit - Rated #1

Get Pre-Qualified in Less Than a Minute. It features a $300 limit.

Pre-qualify for a card today and it will not impact your credit score.

  • Less than perfect credit is okay.
  • Mobile account access at any time.
  • Fraud protection for stolen or lost cards.
  • Account history is reported to the three major credit bureaus in the U.S.
Click Here To Apply
second chance credit card unsecured

FIT Mastercard®


The Fit Mastercard® is designed for people with less than perfect credit.

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $400.00* (Subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Checking Account Required.
credit card for bad credit

Reflex Mastercard®

The Reflex Mastercard® is designed for people with less than perfect credit.


Credit Limit Range: ($300, $500, $750, $1,000)


Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)

  • See if you’re Pre-Qualified with no impact to your credit score.
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Monthly reporting to the three major credit bureaus.
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Checking Account Required.

Personal Loans

Lendyou | High Approval

Apply for an emergency loan up to $2,500. Great for unexpected expenses such as car repairs, rent payments, doctor bills or appliances repairs.

  • Must be 18 years of age.
  • Must have valid license or ID.
  • United States citizen.
  • Minimum of $1500 monthly income.
  • Checking account required.
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Bank Accounts

GO2Bank | High Approval

  • Get your funds up to 2 days faster with direct deposit.
  • Overdraft protection up to $200.
  • Perfect for managing expenses and spending without going into debt.
  • No credit check required.
  • Use anywhere Visa or Mastercard cards are accepted.
  • No late or interest charges because prepaid debit cards are not credit cards.

Credit Builders

Brigit Credit Builder

Get your finances on track. Join 3 million+ members who get up to $250, build their credit, and save smarter with Brigit. It only takes 2 minutes. No credit check required. No interest.

Sign Up Now