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Fortiva Credit Card Login and Acceptance Code

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What is the Fortiva Credit Card?

Fortiva Financial Services

Offers financial services such as credit cards, retail cards and personal loans for people who have less than great credit. You may apply online at or login to make a payment. By offering a variety of services, you can have all your monetary needs met. See below for individual reviews.

About The Credit Card

If you have bad or poor credit, this card can help you rebuild your score. There is no minimum score required to start the application process and you will know if your approved within minutes. You can apply with previous repossessions, foreclosures or bankruptcy.

Unsecured Credit Card Offer

Unsecured means that there is no security deposited required upfront after approval. This mean that you get you a credit limit without any out the pocket cost. By Fortiva being unsecured, it becomes one of the best cards on the market for rebuilding credit.

How Much Is The Credit Limit?

Your initial credit limit can range from $300 up to $1,000. Your amount of approval will depend on your credit history. If you have prior late payments, you may still get approved just with a lesser amount. Begin making timely payment to position yourself for a possible increase.

Will My Limit Increase Automatically?

Fortiva rewards their customers with limit increases. However, this process does not happen automatically. You can not initiate raising your limit.

CashBack For Certain Purchases

You will receive 3% on gas, groceries and utilities. Other purchases only get 1% cashback. Take advantage by only using the card for purchases that give you the most cash back. Call customer service if you have questions about the rewards program.

What Bank Provides The Credit Card

The Bank of Missouri offers credit cards and loans for this company. Founded in 1891, it provides services for some of the largest credit card companies in the United States.

More About Card Benefits:

- Payment history reported to Equifax, Experian and Transunion.

- $0 Fraud Liability.

- Transaction alerts with 24/7 account access.

- EMV chip to reduce chances of fraud.

- Free credit score.

- Contactless payment with Google Pay, Samsung and Apply Pay.

Your credit score will be available 60 days after your account is opened.

Are There Any Extra Fees

There is an annual fee of up to $175. Late fees up to $40. Please read your cardholder agreement for more details.

Can I Cancel My Card?

Yes, but your balance must be paid in full. Balances not paid to $0 can result in a charge-off. Call customer service if you have questions regarding closing account.

About Fortiva Retail Card

If you have unexpected home repair costs, then this offer is for you. It offers low cost payment alternatives through their retail and home improvement partnerships. Fast, simple and paperless process.

What Are The Credit Limits

Depending on industry, limits can be from $1k to $40k.

How Long For Decision Process

Retail credit decisions are instant.

Industries For Retail

The industries included for this program are automotive, furniture, elective medical, health and fitness, consumer electronics, home improvement and automation.

Fortiva Personal Loans

Personal loans offered are from $100 - $5,000. This loan is for people who need money fast and have low credit scores. Your approval amount depends on your credit history.

Benefits Of Applying:

- Fast funds.

- Flexible payment options.

- No lines or waiting.

- Receive money within two business days.

Looks deeper than just your credit score.

- Years of lending experience.

Customer Service:

Phone number: 800-245-7741

Address: Fortiva - P.O. Box 105555 - Atlanta, GA 30348-5555.


Fortiva is one of the better options if your looking to rebuild your credit or apply for a loan. With bad credit your interest rate may be higher until you establish more positive payment history. Once this is done, you will become eligible for offers from other companies.

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