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How To Login To Your Floor and Decor Credit Card Account

If you are having trouble logging in Floor and Decor Account or just trying to check your account limit, see details below.

Step 1: Visit https://d.comenity.net/ac/flooranddecor/public/home

Step 2: Enter username and password.

Step 3: Click Sign In.


Second Chance Credit Cards

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FIT Mastercard®


The Fit Mastercard® is designed for people with less than perfect credit.

$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)

  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus.
  • Initial Credit Limit of $400.00* (Subject to available credit).
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Checking Account Required.
Click Here To Apply
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Applied Bank® Unsecured Classic Visa®

Get Pre-Qualified in Less Than a Minute. It features a $300 limit.

  • A $300 Unsecured Credit Line which can be used at Grocery Stores, Gas Stations, Discount Stores, ATM's and Online!
  • A REAL Visa® Credit Card with Automatic Reporting to all Three National Credit Bureaus.
  • No Penalty Rate. Your Rate Won't Go Up Even If You are Late.
  • Access Additional Credit With On-Time Payments and Responsible Usage.
  • A True Unsecured EMV enabled (chip) Visa Credit card.
  • Does not require perfect credit for approval.
  • Fixed APR and Manageable Monthly Payments.
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Reflex Mastercard®

The Reflex Mastercard® is designed for people with less than perfect credit.


Credit Limit Range: ($300, $500, $750, $1,000)


Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)

  • See if you’re Pre-Qualified with no impact to your credit score.
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
  • Monthly reporting to the three major credit bureaus.
  • Fast and easy application process; results in seconds.
  • Use your card at locations everywhere Mastercard® is accepted.
  • Checking Account Required.

Floor and Decor Credit Card

What credit score is needed?

You need a minimum of a 640 credit score. However, some customers may get approved with a lower score. This depends on your credit history and other factors. Talk to a store rep and ask about their financing plans.

What credit bureau will be checked?

Cards are issued by Comenity Bank that checks Equifax, Experian and Transunion when making decisions on new applicants. This will be a hard inquiry.

What are the financing terms?

You can receive 0% interest if paid in full within 6 or 12 months. Purchases most be over $499. You also have the option of 48 months financing. Features a 7.99% APR for purchases over $2500.

What bank does floor and decor use?

Comenity Bank issues the credit card accounts. This company provides services for many popular retailers for customers of all credit types.

How do I contact customer service?

You can call 877-675-0002 or mail in address is as follow:

2500 Windy Ridge Pkwy SE

Atlanta, Georgia 30339

Monday - Friday 8:00 am to 6:00 pm.

Is floor and decor owned by Home Depot?

No. Home Depot is the largest home improvement retailer in the United States, but they do not own floor and decor. It is owned by a private equity firm, called Ares International LLC and Freeman Spogli & Co.

What are the problems with vinyl plank flooring?

Vinyl flooring is a popular choice for many homeowners. It is durable, easy to install, and relatively inexpensive. However, there are some problems with vinyl flooring that homeowners should be aware of before making this decision. The first problem with vinyl plank flooring is that it can be slippery when wet. This can be especially dangerous in the bathroom or kitchen where spills are more common. Vinyl floors also tend to dent easily and cannot handle being walked on with shoes or high heels.

Which is better floor and decor or Lumber Liquidators?

The answer to this question is not as straightforward as it seems. Floor and decor sells out of the box flooring, but Lumber Liquidators has more variety in terms of what you can buy. However, Lumber Liquidators does not offer installation services which means you will have to find a contractor for that. Floor and decor does offer installation services, so if you don’t want to go through the hassle of finding a contractor then floor and decor is your best bet.

Floor and Decor also has a much better return policy than Lumber Liquidators - they have a 100% satisfaction guarantee whereas Lumber Liquidators only offers a 20% return policy. Ultimately it comes down to what your priorities are - if you want more variety in terms.

Is floor and decor vinyl flooring good?

Vinyl flooring is a type of flooring that is made from polyvinyl chloride. It is often used in homes because it is durable and affordable. Vinyl flooring can be used in a lot of different ways, including as linoleum, underlayment for carpet, as tile, and even as wall coverings. The main advantage of vinyl flooring is that it's easy to install. It also has a wide range of colors and patterns available to choose from. Vinyl flooring also doesn't need any kind of special care or maintenance.

There are some disadvantages to vinyl floors too though, such as the fact that they can be slippery when wet or they can be difficult to clean if you have pets or messy kids at home. At Floor and Decor, you will be buying a Durable product in a wide variety of styles, colors and designs.

About Floor and Decor Holdings

Floor and Decor Holdings is a popular home furnishing store that sells flooring, carpets, tile, and other home decor products. They offer a credit card to make it easier for customers to purchase the items they need. Founded in 2000, it currently employs over 3,600+ with headquarter in Smyrna, Georgia.

The Floor and Decor credit card is an excellent way for customers to get access to 10% off their first purchase as well as 5% off all future orders. Customers can also get access to exclusive offers and deals through the company's website .In addition to providing customers with discounted products, Floor and Decor offers its customers a variety of different payment options such as store credit, PayPal and major credit cards.

You can always keep an eye on your credit report with CreditWise.

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