To find your Arvest Bank login information you can call 844-225-8347 or you may visit www.arvest.com if you have forgotten your login ID. It is always easier to call and talk to a representative if you have difficulty or additional questions.
For credit card support, you may call 800-356-8085.
Second Chance Credit Cards
The Fit Mastercard® is designed for people with less than perfect credit.
$400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
All credit types welcome to apply
Monthly reporting to the three major credit bureaus.
Initial Credit Limit of $400.00* (Subject to available credit).
Fast and easy application process; results in seconds.
Use your card at locations everywhere Mastercard® is accepted.
Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements).
Arvest Bank is one of the largest and oldest banks in Arkansas. It also has other locations in Kansas, Oklahoma, and Missouri. Headquarters are in Bentonville, AR. The bank is majority owned by the Walton Family that also owns Walmart which is also is in Arkansas.
It was founded January 1st 1871. It provides financial services such as personal consumer banking deposits, treasury management, wealth and asset management. Currently employing over 6,324 people and handling assets of $18.5 billion dollars.
What Financial Products Are Available?
There are a variety of financial offers for consumers. You can apply for market accounts, loans, CDs, mortgages, business accounts and investments. They were ranked among the top 100 Banks for best checking accounts by GoBankingRates for 2022. If you are resident in the Kansas, Oklahoma, Missouri, or Arkansas this is definitely one of the best bank accounts that you can have.
Is Arvest A Good Bank?
A bank can be determined as being good or bad by the services that they offer. Arvest Bank offers a wide variety of service and a has plenty of positive reviews. It offers a mobile app for its personal bank users along with 24/7 Bank support. Customer service reviews are 4.4 out 5.0 on other bank related websites.
Does Arvest Bank Use Zelle?
Arvest does recommended that customers use Zelle to send and receive money from friends, relatives or other trust recipients. Zelle is a digital payments networks that allow eligible customers to send and receive money quickly within the United States for various banks who are signed up in their network. Each banks has different criteria needed for customers.
Is Arvest Owned By Walmart?
Arvest Bank is owned by Arvest Holdings Inc. This is the parent organization that regulates day to day operations. However, the Waltons (Walmart Family) do own a sizeable amount of the company. There are no Arvest Banks located within any Walmart stores as of right now. The only bank that can be found inside Walmart is Woodforest.
What Credit Bureau Is Used?
If you are applying for a loan or personal credit card, your TransUnion or Experian Bureau may be pulled. Many times depending on your location determines which credit bureau is looked at. Some branch locations may use one credit bureau more than others. They may also when making a decision use the credit score that is higher or shows more of a mix.
Are they FDIC Insured?
Yes, they are FDIC Insured. Your money is protected against bank failure or theft up to $250,000.
What Score Is Needed For A Credit Card? To apply for Arvest Bank personal credit card you need a credit score of at least 630. This is considered fair credit. The current APR is above 20%, which means this credit card is for those trying to rebuild their credit score. Other credit cards may be available for those who have high credit scores and may have low interest rates with high credit limits.
Arvest Origin Credit Card
This credit card is intended for those who have no credit and are trying to establish credit. Enjoy a low annual fee. Make your payments on time for at least 6 months and you may qualify for other cards. Enjoy features: - $49 annual fee. - Quickly and securely monitor your card transactions online. - Visa zero liability protection. - Roadside dispatch. - Emergency card replacement and cash disbursement. - Accepted at more than 15 million locations worldwide. - Get instant cash at 250,000 financial institutions and more than 21,000 ATMs internationally.
Arvest True Rate Credit Card
This card is for people with a strong established credit history in the 700's. Competitively low a APR for 12 months on balance transfers and purchases make this one of their most desirable products. - No annual fee. - Contactless-enabled for touch less payments. - Quickly and securely monitor your card transactions online. - Visa zero liability protection. - Roadside dispatch. - Emergency card replacement and cash disbursement. - Accepted at more than 15 million locations globally. - Withdraw cash at 250,000 financial institutions and more than 21,000 ATMs worldwide.
Arvest Flex Rewards
Redeem points for cash back, travel or statement credits. This card has no annual membership fees. Only for customers with great credit history. With Arvest Platinum credit card, you can earn one point for every $1 spent on eligible purchases. However, with their Visa signature card you can receive 1.5 points for every $1 spent on eligible purchases. Arvest Flex Rewards program comes with travel upgrades and concierge services.
What is MyBlue Checking?
For personal accounts it offers affordable checking with valuable benefits which include a free debit card and unlimited bill pay transactions. There also is free mobile app that allows you to monitor your account at all times. It is secure and can speed up daily transactions.
Minimum Balance Requirements? You want to keep a minimum of $100 in your account so that your account earns interest. To avoid the $2 monthly fee this amount must be in your account. Check with your local bank representative who may have additional details on monthly statement charges.
What Is The Routing Number? The routing number is 082900872. This is for domestic wire transfers. Use this number for both paper and electronic transactions.
How Do I Find My Account Number? If you do not have a personal check to locate your account number, please call or visit your local Arvest bank to retrieve this information.
When Are Deposits Posted? The daily cut off time is 8 p.m. on business days. Any deposits made after 8 p.m. will be credited the next business day. This includes digital transactions.
Is There Checking For Kids?
Arvest offers Cool Blue Savings for kids. It is an account for those up to age 18, there's no minimum balance required to maintain it, no monthly service fee. This is an interest-bearing account if only $50 required to open.
What Type of Auto Loans Are Offered?
Car Loans - You may apply for a new, used car or refinance. You have the option to use the equity in your vehicle as collateral for other financial products using our service.
Boat Loans - Apply for boat loan online to set sail this spring or summer. Refinancing and using the equity option is also available.
Motorcycle - Get financing for a new or used motorcycle. You may use the cycle you already own for collateral.
RV Loans - Planning a family vacation or already have a motor coach. Simple and fast financing available.
How Many Banking Locations?
There are over 200 locations serving 110 communities throughout Arkansas, Oklahoma, Kansas and Missouri.
What is The Overdraft Limit?
There is an overdraft fee of $17 for each item. Please ask for overdraft protection if you think you may have issues with your account.
Atm Limits The maximum amount a customer can withdraw from the ATM in a given 24 hour period is $1,500.00.
If you are resident of Arkansas, Missouri, Kansas or Oklahoma becoming an Arvest Bank member is a great decision. They offer a wide variety of services with excellent customer service and security. Also, this bank is established and well back financially.